The cost of skipping sunscreen

You get: A few days of ruined vacation
Because: After you've turned yourself into a lobster, you'll be under tighter house arrest than Martha until you heal (blisters mean you have a second-degree burn). Translation: 3 to 5 days shot to hell.
You pay: $500

You get: Salon appointment
Because: Doesn't matter whether your hair is natural or dyed: Rays can fade it and make it brittle. Hello, colour correction and deep conditioning treatment.
You pay: $200

You get: Skin-bleaching creams and retinols
Because: UV radiation causes melanin to cluster in blobs, aka age spots. And rays reduce the production of skin-firming collagen. Without these creams, you'll look like a Saint Bernard before you can say "Keith Richards."
You pay: $160

You get: Dermatologist visits every 4 to 6 months
Because: A history of sun damage puts you at greater risk for skin cancer — so your doctor will need to inspect your hide more often.
You pay: $45

You get: Biopsies on suspicious moles
Because: Your skin will do an impersonation of Swiss cheese because any spots with atypical shape, irregular borders, uneven colour, or increasing diameter will likely need to be cut out.
You pay: $250

You get: Another surgery to repair cosmetic damage
Because: Since most skin cancers develop on the face, head, and neck, you'll want to pay a doc to hide the evidence of excavation.
You pay: $1300

You get: A beefed-up wardrobe of long-sleeved shirts
Because: As early as your 30s, sun-damaged skin will sag and lose elasticity and no one wants to see your upper arms flapping.
You pay: $200

Total: $2,655... or possibly more!