Cardi B Said She Spends $3 Million In A Month And Got Reaaaal Candid About Her Money Situation

Cardi B responded to criticism of her brand deal with Shein.

Cardi B on the red carpet wearing an elegant black dress with tulle details, a large headpiece, and statement jewelry
Kevin Mazur / Getty Images for The Met Museum/Vogue

Yesterday, Cardi posted a video on Instagram and TikTok modeling and praising a series of faux fur coats from the fast fashion giant, such as a calf-length gray 100% polyester number currently retailing for $75.84.

Some of the comments were critical, questioning why the celebrity would partner with a company known for its cheap goods:

Instagram comment by user "moonlightmaven": "Girl you wear Hermes and Chanel not Shein" with 6,329 likes
Cardi B / Via Instagram: @iamcardib
Comment by milanihendrixx: "SHEIN???" followed by three crying emojis; 1,651 likes
Cardi B / Via Instagram: @iamcardib
Instagram comment saying, "Shien?! Are you kidding me. That's embarrassing," with 974 likes
Cardi B / Via Instagram: @iamcardib

However, others came to Cardi's defense, stating that the rapper had long worked with more affordable clothing brands:

Comment jokingly reminds followers about Cardi B's previous association with Fashion Nova, implying newer fans may not know
Cardi B / Via Instagram: @iamcardib

However, it was the insinuation that Cardi needed the Shein deal to stay financially afloat that prompted her to record a segment on X Spaces. "People say that I’m surviving on Shein deals and brand deals," she began. "Y'all like to talk about tour deals a lot. I want to let y’all know I could wake up tomorrow, sign a contract, and have half of $65 million — or half of $70 million – in my bank."

Cardi in a glamorous black beaded gown poses on a red carpet at a celebrity event
Taylor Hill / Getty Images

Adding that she was offered that much on her "off year," she continued, "I don't want to take tour deals until I announce my album. When I announce my new album I know they're going to up it. You've got to move smart like a bitch. You can't act like you're hungry, especially when you're not."

Cardi on stage wearing a sparkly sports jersey-style dress with the number 11, holding a microphone, and performing energetically
Aaron J. Thornton / Getty Images for BET

"I'm not surviving, baby. Spend like about $3 million in a month," Cardi said, later adding that she's waiting for an $80 or $100-million deal. "As long as my bills is paid, I can buy whatever the fuck I want whenever the fuck I want. Shit, I can go spend $500,000 on a fucking car tomorrow. I could buy me a $300,000 watch tomorrow. Bitch, I could buy your mother."

Cardi B in a dark blazer dress with sheer elements and gloves poses at the Hollywood Unlocked Impact Awards, surrounded by floral decorations

Elsewhere in the Spaces, Cardi said that she is debt-free and owns her properties outright.

Arnold Turner / Getty Images for Jason Lee/Hollywood Unlocked Impact Awards

When told she didn't need to prove herself, she replied, "I gotta do it for me and I gotta do it for my fans. Because then y'all be trying to throw it in my fans' face. I do it because I want to, not because I need it. Ain't nobody going broke over here."

Cardi B wearing a voluminous floral-textured dress with intricate detailing, holding a phone, wearing sunglasses, pouting for the camera
Gotham / GC Images

"I'm a female rapper. I'm not a fucking Disney artist. This is what we talk about. We talk about money, we talking about bread, we talk about diamonds, we talk about whips, we talk about houses," Cardi added, later noting that she spends about $20,000 whenever she goes to the club. "The shit I rap about is true."

A celebrity wearing a luxurious fur coat and large hoop earrings sits at a fashion event, posing confidently for the camera
Pierre Mouton / Getty Images for Balmain

When asked to pay a user's student debt, she replied, "Fuck your student loan bitch. I had wait 'til I got fucking famous to fucking pay mine. You know how many people I take care of in real life? I'm literally paying six people's rent right now."

Person performing on stage wearing a luxurious faux fur coat, holding a microphone
Thaddaeus Mcadams / Getty Images

Later, she added, "Yes, if a fucking company send me $700,000 to do a fucking video I'm going to do it. I'm going to take it. Easy. Let me do that shit in my fucking house, in my basement [...] You know I love money."

Person in metallic, mosaic-patterned dress with intricate jewelry, seated at an event. Long wavy hair and smiling at the camera
Peter White / Getty Images

Cardi followed up with a screenshot showing that she had been offered $1 million per show on a tour this September:

Twitter: @iamcardib

It's worth emphasizing that Shein has been the subject of numerous ethical and environmental concerns.