After taking the "What's your money type?" quiz in the WH July issue, discover how your money type meshes with your partner's money style.

Artisan & Artisan
Danger level: High
"There's no short-term friction because you agree, but you're heading toward huge financial problems in the future," says Dr Dan Ariely, a professor of behavioural economics.

Solution: set specific limits on the amount you can spend each month on groceries, clothes, coffee etc. Wean yourself off credit cards, and funnel automatic salary deductions into a rainy-day savings account. What you have left each month is your play money.

Artisan & Idealist
Danger level: Medium
"Both of these money types spend a lot of time in the clouds," says Liz Weston, author of Easy Money. "The fewer mundane details they have to deal with, the better."

Solution: hire a financial planner to create a budget for you and suggest a savings portfolio. Yes, this will cost you, but it's probably the best investment you'll ever make.

Artisan & Guardian
Danger level: Medium
Your biggest risk says, Brad Klontz, a financial psychologist is "If you don't communicate, the artisan will hide spending and the guardian will save secretly."

Solution: play to each other's strengths. Let the guardian handle the finances and investments. Then, for the artisan, create a budget line for fun. "Each person should be allowed spend a certain amount without having to consult the other," says Klontz. "Any purchase above that amount requires a conversation first."

Artisan & Rational
Danger level: High
While one of you strategically plans investments, the other bets the savings on black.

Solution: adopt the 90/10 rule. The Rational manages 90 per cent of the portfolio, says Dr Ariely. The other 10 per cent, which the Artisan is responsible for, goes into a separate account that's for high-risk investments. "It's the equivalent of poker chips at a casino," says Dr Ariely.

Idealist & Idealist
Danger level: High
Money is useless to both of you. That means danger ahead.

Solution: spend an hour together making a budget. "In the short term, you'll turn this abstract idea of money into something more concrete," says Dr Bonnie Eaker Weil, author of Financial Infidelity. "In the long term, you'll be able to see how much you spend, and where and when you're spending it."

Idealist & Guardian
Danger level: Low
Watchful spenders (Guardians) sync well with emotional buyers (Idealists), so you'll largely complement each other. The only potential problem is a somewhat rare species of Idealist who spends more like an Artisan-that is, without thinking.

Solution: "Play off the Idealist's teamwork attitude," says Dr Yvonne Fulbright, a relationship expert, "and work together to rein in spending."

Idealist & Rational
Danger level: Low
"In this case, the money opposites neutralise each other," says Dr Eaker Weil. "The Idealist wants to spend money only when it'll do some worldly good, which is perfectly fine with the Rational." The only potential conflict comes if the Idealist is responsible for managing part of the portfolio.

Solution: the Rational deals with investing and bills.

Guardian & Guardian
Danger level: Low
You both have your eyes on the long-term prize-a comfortable retirement. But because you're both risk-averse, your portfolio may be too conservative. Also, you may forget to live a little, says Dr Ariely.

Solution: If you're both uptight about money, hire a financial advisor to push a more aggressive asset allocation than you're naturally comfortable with.

Guardian & Rational
Danger level: Medium
You both have the same destination-financial stability-but see very different paths to get there. Guardians have never met a cent they didn't want to rush to the bank, whereas Rationals analyse and number-crunch before making any investment decision. The result: finger pointing when investments dip.

Solution: split portfolio responsibility evenly, says Fulbright. Both money types will appreciate the freedom.

Rational & Rational
Danger level: Medium
Rationals are good at, well, rationalising - one can talk the other into just about anything, as long as there are facts to support it. That means if your investments sour, you'll go down in flames together.

Solution: "Set up an automatic deposit into a back-up bank account," says Dr Eaker Weil "If your investments start tanking, you'll have a safety net." And before you make any big investment decision, give yourself two weeks. "During that time, ask for the advice of your family, your financial planner-anyone with a differing viewpoint."

For more info on your money type and to take the "What's your money type?" quiz, pick up the WH July issue - on sale now.