She was inflicted with the writing bug when she was just five: "Enid Blyton was my hero," she says. "I used to plaigarise her stories, replacing the lead character with myself."

Super woman

My super's all over the place. How to find it and roll it over?
AT, Newtown, NSW

You're not alone. There's about $12.9 billion "lost" superannuation in Australia. Head to the Australian Tax Office website and check out their "Superseeker" service ato.gov.au/superseeker. You'll need your name, date of birth and tax file number. If there's any missing super, contact your previous employers and ask them for the funds' details. Then, transfer to the fund of your choice.

Love costs

Before my partner and I split, we shared a credit card - I was primary card-holder. Now I'm being chased for a big debt he ran up...
DB, Carlton, Vic

Having him as a supplementary cardholder is like going guarantor for his spending, sadly. Make an appointment with the bank to talk repayment options. They might suggest ways to reduce the debt, such as transferring it to a lower-interest card or consolidating it into a personal loan. Bank not willing to negotiate? Contact the Financial Ombudsman Service on 1300 780 808.

Retail therapy

Whenever I'm depressed I spend money. Help!
HY, Darwin, NT

According to Professor Karen Pine, author of Sheconomics (sheconomics.co.uk), 79 per cent of women cheer themselves up by shopping. You've taken an important step by recognising you're spending as an emotional outlet. Try to change this: exercise can manage low moods, so next time you're feeling down, hit the pavement instead of the mall.

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