The truth: cutting out your morning coffee could trim about $1000 a year. But it’d be a daily reminder that saving is a chore. “It’s a miserable way to live,” says Dayana Yochim, consumer finance expert at finance advice site The Motley Fool (fool.com.au).
Instead, focus on big items. Call your car and health insurers to increase your excess and lower your premium. Now drive safely and live healthily – and enjoy that coffee.
Sep 12, 2012